# Terminology

<figure><img src="/files/dWx7T2XXbN8aOh8eK1uU" alt=""><figcaption></figcaption></figure>

### Users

A user is anyone with an active account on Countercyclical.

### Members

A member is a user that's part of a workspace.&#x20;

Most often, these are users with member (default), admin, or guest permissions.

{% hint style="info" %}
Please see [Permissions](/fundamentals/settings/workspace/permissions.md) for more information on this.
{% endhint %}

### Workspaces

A workspace is where all of your investments, valuations, and teams live.&#x20;

A user can have multiple workspaces.

### Investments

An investment is any searchable asset on Countercyclical.&#x20;

These mostly include traditional equity and debt issuances for publicly-traded companies.

### Collaborators

A collaborator is a workspace member that's been invited to an investment.

### Valuations

A valuation is a collaborative document that members create within an investment.&#x20;

These are often created based on some form of scenario analysis (Base case, grey sky, blue sky, etc.), but can be used in whatever manner the workspace members would like.

### Teams

A team is a group of members within a workspace.&#x20;

Teams are most often used for giving visibility to a lot of investments (and valuations) at once along with leveraging assumptions.

### Assumptions

Assumptions are saved inputs (growth rate, terminal rate, terminal period, and discount rate) that are used when generating valuations.

### Templates

Templates are reusable settings that a user, team, or entire workspace can leverage when creating new investments and valuations.&#x20;

These settings include certain invitations, valuations to create with each new investment based on scenario, etc.

### Memos

Memos are documents members can craft to share insights and findings with other stakeholders both inside a workspace or out.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.countercyclical.io/guides/terminology.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.